How to Choose the Right Insurance for EBC And ABC Trek ?

How to Choose the Right Insurance for EBC And ABC  Trek  ?
Enroute to Gorakshep - EBC Trek

For those who have an astounding appreciation for the mountains, Nepal Himalaya is like a dream. While going out to summit some of the mountain peaks require a very high level of commitment and preparation, trekking to base camps of some of the highest mountains in the world can be achieved comparatively easily. Two of the most famous base camp treks are Everest Base Camp and Annapurna Base Camp Trek.

If we go with expert opinions Everest Base Camp Trek and Annapurna Base Camp Trek might not be categorized as some difficult or explicitly dangerous treks but these treks take trekkers through some of the most remote regions of the planet. When we talk about some remote places, these places come in a package that involves various risks. Which can be as little as a misplaced or stolen gear to a fully equipped heli rescue from high altitudes that can burn some serious holes in anybody's pockets.

Travel insurance can not only be helpful in such dire situations but it has been made essential to have travel insurance if one wants to take on Everest Base Camp and Annapurna Base Camp Treks in Nepal.

How to choose the right travel insurance for EBC and ABC Trek 

Buying insurance for Everest Base Camp and Annapurna Base Camp trek is quite different from general travel insurance for Nepal and finding the best suitable option to go with can be a daunting task sometimes. Here are some of the factors that you might need to check before committing to a certain service.

Altitude -

Travel insurance for Everest Base Camp Trek and Annapurna Base Camp Trek is pretty much different from general travel insurance. Because during these treks you will be standing trekking in altitude higher than 5,000 meters and general travel insurances don't cover these altitudes. Here we are listing some important factors that must be addressed before buying insurance for Everest Base Camp Trek and Annapurna Base Camp Trek.

Altitude is probably the biggest difference in buying travel insurance for the Everest Base Camp Trek and Annapurna Base Camp Trek. Some high points of these treks will be taking you over an altitude of 5,500m above sea level, and most travel insurance policies cover only up to 3,000m. That is why you would need special insurance for EBC and ABC.

Illness -

The most obvious illness that comes to anybody's mind while trekking in high altitude is AMS, Acute Mountain Sickness. For this is very true but it is not the only illness for which one needs to be prepared because hygiene level in this part of the world is not in line with western standards and that might cause some serious illness to people who are not used to this environment. That is why it is highly recommended to see if the insurance covers these illnesses.

Accidents -

Both Annapurna and Everest Base Camp treks are categorized as not dangerous or demanding treks so any major accidents are very uncommon but we can not rule the possibility out, especially due to high altitudes. Being some of the most famous trekking destinations in Nepal, while trekking towards ABC and EBC, one is never too far for any settlements and that means easy availability of first aid facilities but in case of any major accident, the only option is heli rescue and that is gonna cost a lot of money so it is advised that while buying the insurance one has to make sure that the insurance covers the cost of heli rescue if that is needed.

Delayed or Cancelled Flights and Lost Baggage -

Air connectivity of Lukla and Pokhara Airports that connect EBC and ABC trailheads to Kathmandu is quite heavily dependent on the weather condition of the region and there is no certainty about that. So one has to make sure that the insurance covers the cost of any delayed or canceled flights due to various reasons, not only weather.

Theft is not very common in higher altitudes but keep your valuables with you, because insurance covers lost baggage but only till a limit.

RecommendedIinsurance plans for EBC and ABC Trek -

There are plenty of options to choose from when it comes to insurance for EBC and ABC, both from international and local Nepali insurance providers. The cost of insurance depends on the kinds of risks it covers and the duration of the travel. Safetywing and Worldnomads are two of the most trusted names in the travel insurance sector and they have some dedicated insurance plans for trekking in Nepal, especially EBC and ABC Treks.